How Long You Have to File a Premises Liability Claim

Every year, more than 8 million people receive treatment in U.S. emergency rooms for injuries caused by falls. According to the National Floor Safety Institute, falls remain the most common cause of premises liability claims nationwide. Brownsville is no exception to this trend—since the U.S. Census Bureau shows that the city has nearly 187,000 residents, and Cameron County exceeds 421,000. There are each year a number of slip-and-fall cases at H-E-B, trips and falls in the parking lots of Sunrise Mall, and negligent-security incidents near Boca Chica Blvd. Here’s the number every injured person searches for first. Texas law gives you two years, or 730 days, from the date you suffered your injury to file a premises-liability lawsuit.

But that single number hides a lot of nuance, especially in a border, tourism- and hurricane-prone city like Brownsville. This guide breaks down the legal deadline, the exceptions that change it, and — just as important — the practical deadline that Brownsville victims often run out of long before the legal one arrives.

The Two-Year Rule: Texas’s Legal Deadline for Premises Liability Claims

Texas Civil Practice and Remedies Code § 16.003 sets a two-year limitations period for personal injury cases. Premises liability claims fall under this provision, and the deadline runs from the date the injury occurs. Once the period expires, the claim is barred in nearly all cases, regardless of how meritorious it was.
The two-year time limit applies regardless of whether the fall took place at the shopping center, in a rental property, or in a business serving visitors. The rule is the same throughout the state, but as the following section will explain, “the same throughout the state” does not mean that it is the same in practice everywhere.

The Deadline Behind the Deadline: Why Waiting Costs Brownsville Victims More

The majority of premises liability articles end with the statement “you have two years.” Now that may be technically correct, but it is often misleading. In Brownsville the evidence that actually leads to a win in a premises liability case tends to vanish well before the legal time limit does.

The footage captured by surveillance systems does not last long

Even large chain stores, including those with outlets in Brownsville, replace their security camera recordings on a cycle that ranges from 30 to 90 days unless you officially ask them to preserve the footage. If the film showing how the accident took place has disappeared after three months, then the two-year limit for making a claim is of no use.

The population of Brownsville is seasonal

Those Texans who are in the area in winter might be in Minnesota or Michigan by April, while the students on spring break who were passing through en route to South Padre Island had scattered all over the country a few days after the incident. The longer a claim remains unaddressed, the more difficult it becomes to find and interview the witnesses. The situation grows more complex because many shoppers and employees at Brownsville businesses live in Matamoros or travel there regularly. The longer that passes, the more difficult it becomes to get hold of a witness who lives in Mexico.

The hurricane season provides an opportunity to carry out repairs

Property owners along the Gulf Coast typically make repairs, repave surfaces, or renovate right after storm season. This practice permanently removes the hazardous condition that caused your injury, such as a broken step, cracked walkway, or standing water, often before anyone documents the danger.

It becomes more difficult to get hold of medical records and repair invoices

Clinics and contractors destroy or store older records, occasionally making it slower and more expensive to retrieve them the further back the claim is.

The key point is to regard two years as the outer legal limit rather than as a goal when planning. In most Brownsville cases, the actual time frame in which it’s possible to preserve evidence is more in the region of weeks than years.

Quick Reference: Premises Liability Filing Deadlines in Texas

Type of ClaimFiling DeadlineClock StartsGoverning Law
Standard Injury on Private Property
(Slip/trip & fall, negligent security, falling merchandise, dog bite, etc.)
2 years (730 days)Date of the injuryTex. Civ. Prac. & Rem. Code § 16.003
Injured Minor
(Under 18)
2 years from 18th birthdayThe day they turn 18Tex. Civ. Prac. & Rem. Code § 16.001
Legal Mental DisabilityClock pauses until disability ends, then 2 yearsEnd of the legal disabilityTex. Civ. Prac. & Rem. Code § 16.001
Government Property
(Brownsville park, Cameron County building, etc.)
Written notice within 6 months (can be shorter locally) + 2-year suit deadlineDate of the injuryTex. Civ. Prac. & Rem. Code Ch. 101 (Texas Tort Claims Act)
Wrongful Death
(From a premises injury)
2 yearsDate of death (not original injury date)Tex. Civ. Prac. & Rem. Code § 16.003(b)
Delayed Discovery
(Toxic exposure, mold, etc.)
Possible discovery-rule exception (fact-specific)Date injury was, or reasonably should have been, discoveredCommon-law discovery rule (applied narrowly by Texas courts)

When the Two-Year Clock Works Differently

  • Children receive extra time to file a claim. If you were under the age of 18 when the injury happened, Texas law pauses the deadline until you turn 18. You then have two full years from that birthday to file your lawsuit, as provided in Section 16.001.
  • Text relating to government property has a considerably earlier first deadline. If a fall occurs at a Brownsville city facility, at a Cameron County office, or at another piece of public property, it is covered by the Texas Tort Claims Act, which mandates that formal written notice be given to the relevant governmental body within six months of the incident. Some city charters also reduce this period. It is necessary to contact either the City of Brownsville or the office of the Cameron County District Clerk to confirm this. Failing to send the notice can exclude the claim even though the two-year limit for filing a lawsuit has not yet expired.
  • The clock is restarted at the date of death. When an injury that occurs on a premise eventually results in a death that takes place after the original incident, the family’s two-year time limit begins on the date of death, not on the date of the initial fall or injury.
  • The discovery rule is an exception rather than the rule. Texas courts interpret this rule very strictly. They apply it mostly in cases involving real injuries that you could not have discovered right away, such as certain types of toxic exposure. You should not rely on it; instead, assume that the time limit begins on the date of the incident unless an attorney tells you different.

What Happens If You Miss Your Deadline

If you file a premises liability lawsuit even one day past the deadline, the property owner’s attorney will almost certainly cite the statute of limitations as a defense. Texas courts must then dismiss your case, no matter how obvious the negligence may have been. There is no “grace period,” no informal extension for an ongoing insurance negotiation, and, outside of the narrow exceptions above, no judge with discretion to revive an expired claim.

What to Do Right Now to Protect Your Claim

  • Write a report about the incident to the property owner, the manager, or, in the case of public property, to the appropriate Brownsville or Cameron County office—and also retain a copy.
  • Send an immediate written request asking the property owner to preserve all surveillance footage related to your incident. Act quickly to make this request before the standard 30-to-90-day replacement cycle erases the recordings.
  • Take a photo of the hazard right away. Capture the wet floor, broken step, poor lighting, or any other dangerous condition before it gets repaired or removed.
  • Get the contact details for any witnesses immediately, particularly when they are coming from outside the town, another state, or across the border. It may then be very difficult to reach them later.
  • Get medical attention and retain all records, even for injuries that initially appear to be minor.
  • It is necessary for you to have a lawyer who is licensed in Texas assess the deadline that applies in your case—particularly in situations involving a minor, government property, or a delayed diagnosis.

Protect Your Legal Rights

Don’t Let Strict Texas Premises Liability Deadlines Expire

Waiting too long after an injury on someone else’s property can permanently bar you from financial recovery. Critical evidence like security footage disappears quickly, and government claims require written notice in as little as six months. Contact attorney Ignacio Martinez today to safeguard your case and take action before your deadline passes.

Frequently Asked Questions

Will agreeing to settle the matter with the insurance company of the property owner cause my two-year deadline to be paused or extended?

On the contrary, under Texas law, an open insurance claim or ongoing negotiations does not suspend the statute of limitations as provided in § 16.003. Certain adjusters are aware of this and therefore delay the negotiation process. Missing a deadline could result in the claim being closed in the insurer’s favor. When your case is still not resolved as the deadline approaches, an attorney will generally bring legal action to secure your right to recover, even if discussions with the insurer continue afterwards.

Would the time limit within which I can sue be affected if I had signed a liability waiver prior to going into a gym, a trampoline park, or an event venue?

The fact that a waiver is a separate legal matter from the filing deadline means that it can influence whether or not you are able to recover damages. It’s not how much time you have to make the claim. Texas courts examine waivers in great detail and often find that they are only partly enforceable, especially when it comes to claims based on gross negligence. In any case, you still have the two-year period (or the relevant exception) in which to file. The fact that a waiver has been signed should not be taken as a reason to delay getting in touch with an attorney.

Although I was injured at a business in Brownsville, I now live in another state or in Mexico — then which deadline should I follow, mine or that of Texas?

Since the injury took place in Texas, the state’s statute of limitations usually applies to the claim, no matter where the injured person resides. This situation is common in Cameron County, as a great number of premises liability claims involve Winter Texans, students going to South Padre Island for spring break, or shoppers who cross over from Matamoros. Out-of-state or international visitors should not think that the deadline in their home jurisdiction will apply. They must have their claim looked at as soon as possible by a lawyer licensed in Texas.

Does the way in which a dog bite or an attack by an animal on someone else’s property differ from that of a slip-and-fall when it comes to meeting deadlines?

No, generally speaking, a claim involving a dog bite or an attack by an animal against a property owner or occupier is still covered by the two-year personal injury statute of limitations. The difference lies in the basis of liability. Texas combines a modified standard of negligence with strict-liability rules when it comes to determining whether a dog is dangerous under the Health & Safety Code. That said, the time limit begins on the date of the attack and therefore deserves the same level of urgency as in the case of any other injury on the premises.

Has the property at which I was injured closed, been sold, or been demolished since then?

The fact that the legal time limit doesn’t alter merely because the property has changed hands, the building has closed, or has been demolished means that you usually still have two years from the date of the injury. However, it does become more difficult to prove your case since surveillance footage, incident reports, and maintenance records are often lost when there is a change of ownership or when the building is redeveloped. That is the reason why evidence preservation — not just the legal deadline for filing — should prompt you to act quickly.

Can an attorney provide assistance if my two-year deadline is only a few weeks away?

Yes, even though the number of available options decreases greatly as the deadline nears. Time becomes the most important factor in determining what still can be achieved. An attorney is often able to file a lawsuit quickly in order to “protect the statute.” Your right to claim compensation is maintained even as the investigation or settlement negotiations go on afterwards. If you are uncertain about how much time you actually have remaining—particularly in view of the exceptions relating to minors, government property, or injuries where the discovery was delayed—then regard the situation as urgent rather than suppose that the opportunity has already been lost.

About the Author

Ignacio G. Martinez is a dedicated personal injury and accident advocate based in Brownsville, Texas. Serving injured victims and families across Cameron County and the broader Rio Grande Valley, his practice focuses on securing comprehensive civil compensation from all liable parties following serious motor vehicle accidents and slip and fall incidents. He is a member in good standing of the State Bar of Texas, the Texas Trial Lawyers Association, and the Cameron County Bar Association.